New car

The thrill and rush of adrenaline that you experience when buying a car is simply breathtaking. It never gets old and will make you ask for more. This is what a “veteran” car buyer feels what more for first-time car buyers right? The joy and pride that you feel as you run the driveway with your own car is indescribable. It just opens up a lot of new experience for you.

In a sea of beautiful and tempting vehicles, what are the qualities that a first-time car buyer should look for? Here are some helpful tips for you to consider.

Vehicle’s Reliability

You don’t want to waste your savings in a car that doesn’t satisfy you. A car’s reliability is one of the most important factors a buyer should always remember. Unlike cellphones or laptops, you cannot return a vehicle once you’ve driven off the dealer’s lot. So take your time and never let excitement get the better of you. Additionally, it would be wise to look at a vehicle’s performance reviews online or ask your friends for opinions about the vehicle’s overall durability.

Is it Safe

Safety and reliability are often clumped together. Safety features like airbags and extra fog lamps should not be overlooked. Especially during harsh weather conditions, make sure that your chosen vehicle is equipped with features that can somehow ensure your safety.

Your Dream Car

Although not everyone can really get their dream car, sticking to the ones that resembles (even a little) your dream car will help you decide faster. Once you start looking, there will be a lot of tempting varieties to choose from and you might end up getting too worked up due to your indecisiveness. Additionally, this will save you time and lessen stress that you might feel.

Brand New or Used Car

Of course a brand new vehicle gives you the assurance of its performance, reliability and history but with it comes an expensive price tag. However if you are on a budget, you can also choose a used car with good mileage but this does not assure you that it won’t have any performance issues in the near-future. If you want to go for brand new vehicle but is held back by your budget, you can talk to your dealer and negotiate about other offers that is more affordable for you. If things don’t work out, then it is wise to just stick to your budget.

Financing Options

If you’re still new to the credit world, chances are you have not yet established a credit line. This presents more challenge for you to secure an auto loan. If you want a lender to finance your car purchase, you should establish your credit as soon as possible.

You can apply for a credit card and pay it off immediately just so you can start establishing a line of credit. Another alternative is you ask a relative or friend to cosign your loan. This will increase your odds of securing an approval and can even get you a better interest offer. Keep in mind to always be prompt in your payments. If you fail to make payments, the car’s monthly payments will be tied to your cosigner’s credit line.

Lastly, financial experts suggest that for a first-time buyer, the ideal term duration should not exceed 48 months. To add, it is also better if a down payment is made in order to lessen the amount of debt you are taking (20 percent is the recommended down payment). It will also lessen the impact of negative equity.

windshieldHow many times have you gone to get into your vehicle and the windshield is frosted over? If you live in an area that gets snow it’s probably happened more times than you can count. Well the great thing is that you can actually get vehicles that have a heated windshield to help you get on the road a whole lot faster. After all, no one likes chipping away at ice on their windshield all morning just so they can drive to work. If your vehicle could melt that ice for you it would definitely be a better start to the day.


hummerOne of the first vehicles we have on this list may not surprise you really because it’s actually based on a military vehicle. The Hummer. Hummer’s come with plenty of advanced features because they started out as a type of military vehicle before being slimmed down a little to work for the general public. You’ll be able to get through absolutely anything with this vehicle and you’ll be able to see without having to scrape the windshield, which is good, because most of us probably can’t reach it. This one you will definitely want to check out and when you get your new loan you’ll be able to do just that.

jaguar-xf-2-0t-premiumIf you’re looking for luxury the Jaguar XF 2.0T Premium also comes with a pretty sweet package for the cold weather that makes sure you’re going to have no problem driving wherever you want to go. It features a heated steering wheel and windshield and even has a timer to make sure that you don’t keep it on for too long trying to get your windows clear. Rather, you’ll be able to quickly and easily get your windshield ready to head out wherever you want to go.



mercedes-benz-g550-luxury-suvThe Mercedes-Benz G550 Luxury SUV is another great option that you can get a heated windshield on but you’re also going to get a whole lot more because this vehicle is one of the top of the line best vehicles you will find anywhere. It has all the high tech features and it’s built to take you off the road as well as keeping you enjoying your time in the city. You’re not going to miss much with this vehicle.


land-rover-discovery-sportAnother great one is the Land Rover Discovery Sport. This larger vehicle fits plenty of people and a lot of cargo and you’ll be able to use it on or off the road. Not only that but you’ll get an infotainment system and there’s the climate package that will help you stay comfortable during the colder season. With this you get heated seats in the front and back, heated windshield and steering wheel. What could be better? And since this one is less expensive than some of your other options it might be something that you want to check out for yourself and the rest of the family. What do you have to lose with this?

If you’re looking to buy a new car in Markham, Ontario you definitely want to make sure that you’re getting something that’s going to give you a great experience. Though many people assume that a bad credit auto loan is only available on very old cars, this isn’t actually the case at all. Instead, you only need to do a little research and look for what you really want or need when it comes to a car and the loan that you’re going to use in order to pay for that loan. It’s not as hard as you might think.


The great thing about this process is that you can actually find newer vehicles that have some of the best features as well. And some of those features are going to be extremely beneficial to you if you can get them. But which ones are the best? Well some of the best are definitely the keyless entry that newer cars can provide because they help get rid of the problems associated with getting into your vehicle when you have your hands full. Even more, USB connections make it a lot easier to connect your devices in the vehicle.

built-in GPS

The feature that has become the best of them all however, is the computer system with screens that are now in newer vehicles. These screens allow you to access a built-in GPS without having to worry about buying one separately. They also give you the ability connect your phone so you can easily listen to text messages read aloud, carry on phone conversations and much more. You’ll be able to use a lot more features without needing to distract yourself from the road at the same time, which is definitely going to be very important.

Unfortunately, older vehicles aren’t going to have most of these features. You would need to add them on later, as an after-market product, if you can get them at all, and that makes them less reliable. Instead, you want to make sure that you’re getting a vehicle that’s as new as you possibly can. That way you’ll have access to these great add-ons without having to pay to put them into the vehicle. Instead, with the newer vehicles, you get them built in and there’s plenty more that’s coming out every day. So make sure your vehicle is high quality and comes with whatever you can get.

If you don’t have a loan for that new vehicle in Marham yet you definitely want to make sure that you’re looking at the options available to you.

Check right here to find out more and you might be surprised just what you can actually get. You may even be able to get a newer car so that you can get all of those extra benefits. It’s going to be a much better process for you and you’ll be happy to drive around in something that looks brand new and has all the cool features that people with more money and better credit are also getting.